Retirement Planning


At Legacy Wealth Management, we know that financial paperwork can be overwhelming and confusing, and it sometimes prevents people from taking action to consolidate their accounts. It’s important to know you have choices. We're here to provide you with as much information that you need. It’s our specialty!

You Have Choices

There are several choices investors have when rolling over money from one plan to another. Since each choice has its own implications, it is recommended that you discuss and compare all potential fees, expenses, commissions, taxes, and legal ramifications with a qualified financial advisor before making a rollover decision.

A plan participant leaving an employer typically has four options (and may engage in a combination of these options):

  1. Leave the money in the former employer's plan, if permitted.
  2. Roll over the assets to a new employer's plan, if one is available and rollovers are permitted.
  3. Roll over to an IRA.
  4. Cash out the account value.

Each choice offers advantages and disadvantages, depending on the desired investment options, services, fees and expenses, withdrawal options, required minimum distributions, tax treatment, and the investor's unique financial needs and retirement plans.

Retirement Accounts Are Important Now

Proper care and supervision of these accounts may make a significant difference in your retirement. If your retirement is important to you, it’s important to us.

The question is, are you doing the right things to prepare for having enough money to retire? 

For further information on how to handle your retirement plan, speak with one of our LPL Financial Advisors. Remember, there is no charge or future obligation when you meet with us for help.

Time Is Important, For You and Your Money

It's a fact that people are living longer today than they did 50 years ago. The most common question we get asked at Legacy is: “Will I outlive my retirement savings?”

Our goals at Legacy are straightforward. First - we want to help your account seek growth. Second - we want you to remain confident knowing you have a team of professionals working for you and watching out for your investments.

The Value of Working With Legacy Wealth Management

At Legacy Wealth Management, our team reviews your account and its holdings regularly to seek the best possible strategies. All of our accounts receive attention and periodic reviews. No one can predict the ups and downs of the markets, but we review accounts regularly to review whether we are positioned appropriately.

Our goal is to give you the service you need and want, and to make sure that you are satisfied.